Pagopar is a Paraguayan digital payments platform that lets you charge with QR (the customer scans it and pays from their banking app) / receive online payments for internet sales / and transfers from any bank. By integrating it with Focal Point, payments are automatically recorded in your cash register.

Requirements to activate your account

Before configuring it in Focal Point, you need a business account in Pagopar. To activate it, they will ask for:

• Identity card — Front and back of the registered person

• RUC certificate — Your taxpayer registration

• Business address — Including city

• Website or social media — The link to your business page or profile

• Product/service description — What you sell or what service you offer

• Business category — Your business category

• Estimated monthly amount — How much you expect to process per month in guaraníes

• Ueno Bank account — Where your sales will be credited

Once your business account is approved, you will receive the API credentials.

Get credentials

In your Pagopar panel:

1. Go to Settings → API

2. Generate or copy your API Key

3. Copy the Secret Key

4. Write down your Merchant ID

Configure in Focal Point

Go to Settings → Integrations → Pagopar

Enter:

• API Key — The public key

• Secret Key — The private key (do not share with anyone)

• Merchant ID — Your identifier in Pagopar

Test connection

Press Test connection to verify that the credentials are correct.

• ✅ Connection successful → Ready to use

• ❌ Error → Check the credentials

Once tested, activate the integration.

Charge with QR

1. In a sale, select Pagopar/QR as the payment method

2. A QR code is generated on the screen

3. The customer scans it with their banking app

4. When the payment is confirmed, the sale is automatically marked as paid

Send payment link

For remote sales:

1. Generate the payment link from the sale

2. Send it by WhatsApp or email

3. The customer pays from their device

4. You receive a notification when they pay

Automatic reconciliation

When a customer pays via Pagopar: the platform notifies Focal Point / the sale is automatically marked as Paid / the income is recorded in cash / you do not need to verify it manually.

Fees

Pagopar charges a transaction fee (generally 2-3%). This is automatically recorded as an expense associated with the sale so your reports reflect the net income.

Common issues

• QR does not generate → Check credentials and internet connection.

• Payment is not recorded → Review the webhook URL in the Pagopar panel.

• Invalid credentials → Regenerate the keys in the Pagopar panel.